Happy President's Day!
Even though this has not been a holiday from work for me today, I have taken time to be grateful and happy for presidents who have served our great country honorably, faithfully and honestly. Democracy is the proven best way, and I'm thankful for our treasured opportunity to elect our leaders.
Happily, buyers and sellers stilll want to buy and sell their homes on this great holiday. The American Dream of home ownership is alive and well, so I have enjoyed working today. Much of America's workforce still works on this holiday and are grateful to do so.
We all enjoy the benefits of good leaders no matter what age we live in, so have a Happy President's Day whether at work or play.
Whatever your real estate needs, please call the Janet Naisbitt-Bagley team at 435-865-1019 at ERA Realty Center or email naisbitt@infowest.com. You can also text Janet's mobile at 435-559-7772. Janet and her team of licensed assistants will work hard to help you make your American Dreams come true!
See the attractive bargain-priced homes for sale at www.homesincedarcity.com including foreclosures, short sales, new construction and homes priced-like foreclosures! Janet's team at ERA can help you with every home no matter which office has the listing which saves you hours of time.
Whether looking for an investment property or your own home, please call Janet's team at 800-934-3742 for your free tour of homes for sale today! We believe you'll always be glad you did.
Posted at 06:31PM Feb 20, 2012 by Janet Naisbitt-Bagley in Real Estate | Comments[0]
Home Inspections Are A Must Even Though They Are The Buyer's Option!
Recently a buyer didn't hire an inspection because he didn't want to pay an inspector. Problems were discovered 2 months after closing, and the buyer had to fix them. Sellers do not always know if there is a problem in their home. They are only required to disclose problems they know about to the buyer.
Many homes in today's market are bank owned. There is not even a seller to contact that knows anything about the condition of the home and property. Most banks never seen the home. An inspection is always a must in my book no matter what home and no matter who the seller is.
The Utah Real Estate Purchase Contract allows time for the buyers to have inspections and complete their due diligence. They can cancel the contract or make a list of objections to see if the seller will fix them. The seller may or may not be willing to fix them. This is a time for negotiations regarding the buyer's objections. Real Estate Agents are trained to help with this process. All of the due diligence and negotiations regarding the objections must be decided by 5 p.m. mountain time on the due diligence deadline.
After buyers complete a thorough inspection of the home and property, I strongly recommend that they inspect the neighborhood, crime rate, churches, schools, and etc. In the January 2012 "Today's Buyer's Rep," there is an article on Buyer Representation that states, "There are also certain things buyer's reps are not allowed to do for you, such as advise you on which neighborhoods are better than others in terms of schools, crime rates or population demographics. Fair Housing Laws state they can only point you to sources of this information, helping you make your own decisions on these and other matters." Ask your REALTOR what sources are available for you to resolve the questions that concern you.
Buyers have the responsibility to do their due diligence before their inspection time period is over. Buyers be sure to make sure that you take the time now when something might be able to be negotiated rather than later after the sale has closed and you have purchased the home as is.
Janet Naisbitt-Bagley will work hard to help your transaction go smoothly. Call Janet's team at ERA Realty Center at 435-865-1019 or email naisbitt@infowest.com for help with all your real estate needs. Check out the homes for sale at www.homesincedarcity.com. Call Janet's team for your free list and tour.
Posted at 10:47AM Feb 17, 2012 by Janet Naisbitt-Bagley in Real Estate | Comments[0]
"The Foreclosure Crisis May Be Coming to an End"
Posted at 04:07PM Feb 15, 2012 by Janet Naisbitt-Bagley in Real Estate | Comments[0]
What Should Buyer's Know About Buyer Representation Benefiting Them!
As an Accredited Buyer's Representative (ABR), I receive an informative monthly update regarding buyer representation. Often buyers do not understand that it benefits them to have their own agent before they shop for a home. There is an article in January 2012 Volume XX1 Number 1 of "Today's Buyer's Rep" that contains helpful information for buyers regarding agency.
The article explains that a possible dispute could arise between agents if the buyer proceeds with a purchase after demonstrating purchasing interest with more than one real estate agent. The article goes on to explain, "This is one reason why it's in everyone's best interest, including yours, to shop for an agent before you shop for a home, and to formalize your relationship with a signed buyer representation agreement. Buyers have nothing to lose, because you can expect a higher level of service, typically for no additional cost."
Typically, the seller pays the commission and it is shared by the seller's agent with the Buyer's Rep and also split with both Brokers. The buyer typically doesn't have to pay the Buyer's Rep. Either way the seller pays the same commission that's already agreed to in the listing.
When Janet Naisbitt-Bagley represents you when you purchase your home, she and her licensed assistants go many extra miles in order to give you top service. With their top training, top experience and top negotiating skills, they work hard to help you make your real estate dreams come true. Call Janet's team at 435-865-1019 today and experience why they are known as the real estate team that cares about you.
Another reason it is important to have your own buyer's agent is to keep your private information confidential. When you share your financial details, you want the real estate agent to be obligated to keep those facts confidential. If you have a buyer agency agreement signed with your REALTOR, he is obligated to keep that information confidential even if you purchase one of his listings.
However, if you share your private information with the seller's agent without any agency agreement, that seller's agent is obligated to share your private details with the seller because he represents the seller--not you. For example, if you do not have your own agent and you have the seller's agent show you a home, if you tell the seller's agent you want to offer $80,000 for a home but that you are really willing to pay $100,000, that seller's agent has a legal fiduciary responsibility to tell the seller you are willing to pay $100,000. Do you really want the seller to know that up front? NO! Give that kind of information only to your own agent that is representing you.
The article explains, "In return for providing these services and assisting you with various transaction details, buyer's agents expect you to remain loyal to them..." Ideally, you work as a team to achieve the results you want.
The article states, "Most importantly, you should discuss expectations early on . . ." "Taking time to discuss shared expectations at the beginning of your relationship is the surest way to avoid misunderstandings and form a strong partnership--one that allows your buyer's rep to serve you to their greatest ability and help you achieve the best possible result in your home purchase."
Take a look at the gorgeous homes for sale including short sales, foreclosures and other bargains at www.homesincedarcity.com. Then call Janet Naisbitt-Bagley at ERA Realty Center at 435-865-1019 or 800-934-3742 or email naisbitt@infowest.com for your free tour of homes that interest you. Experience the difference with Janet's experienced, trained, top service team that cares about you! We'll work hard to make your transaction fun and easy.
Posted at 03:01PM Feb 11, 2012 by Janet Naisbitt-Bagley in Real Estate | Comments[0]
HomeSteps Provides Affordable Housing & Benefits Communities
Janet Naisbitt-Bagley attended a HomeSteps/Freddie Mac Road Show at the Utah County Board of REALTORS office in Orem, Utah, yesterday. Buyers would be interested in the excellent presentation Lauren Feild gave to the real estate agents in attendance including the answer to the question, What is HomeSteps? She explained, "*HomeSteps is the real estate unit of Freddie Mac. *We market a nationwide selection of Freddie Mac-owned homes. *The brand, Homesteps, was created by Freddie Mac to market its homes."
Janet Naisbitt-Bagley of ERA Realty Center has represented HomeSteps' Freddie Mac Homes for many years as a listing agent. Janet is impressed with HomeSteps/Freddie Mac, and she feels honored to be working with them to aggressively market their homes to mark them sold.
According to Lauren Feild, HomeSteps' Mission is "*To effictively manage Freddie Mac's credit losses in a way that: *Provides affordable housing opportunities *Benefits communities through renovation and careful marketing of foreclosed homes. Janet loves the way "HomeSteps is a Good Neighbor," and Janet strongly believes in selling Freddie Mac homes!
For a list of Freddie Mac homes in the area in which you have interest, please call Janet Naisbitt-Bagley and her team of licensed professionals at ERA Realty Center at 435-865-1019 or 800-934-3742 or email naisbitt@infowest.com. You can text Janet at 435-559-7772 which is her mobile phone.
For attractive homes for sale in our area, check out the MLS at www.homesincedarcity.com including short sales, foreclosures, HUD homes, HomeSteps/Freddie Mac homes and other beautiful homes today. Then call Janet's team at 435-865-1019 for your free tour of homes.
Janet's team will work hard to help you achieve the results you want with all of your real estate needs whether buying or selling. Janet and her team are known as the real estate agents who care about you. They'll give top service and help make your transaction fun and easy. Call today for help making your real estate dreams come true.
Posted at 03:10PM Feb 02, 2012 by Janet Naisbitt-Bagley in Real Estate | Comments[0]
"Owning A Home is Still Viewed Positively By The Vast Majority"
I strongly believe the American dream of home ownership is very much alive. Buyers, who could not qualify for homes due to skyrocketing prices a few years back, are now thrilled to turn keys to their beautiful new homes with affordable monthly payments due to the low prices and low interest rates of today's real estate market. When we see happy home buyers who thank us for helping them make their very own American dream come true, we love the feeling of joy we share with them over their success.
Cedar City area buyers are not alone in making their real estate dreams come true. I was just glancing at the cover of "Today's Buyer's Rep" December 2011 Publication, and I noticed a very interesting paragraph. Please allow me to quote, "A late-2010 National Association of REALTORS survey found that owning a home is still viewed positively by the vast majority of people in the U. S. Eighty-eight percent of homeowners indicated that owning a home has been a positive experience, whereas only half of renters (51 percent) say the same about their experience. Most homeowners (95 percent) and renters (72 percent) believe that over a period of several years, it makes more sense to own a home than to rent." It is my belief that this survey is accurate today. People love home-ownership. Renters long to have the peace, security and sense of well-being that comes from owning their own home.
Please call Janet Naisbitt-Bagley Team at 435-865-1019 at ERA Realty Center or email naisbitt@infowest.com. We'd love to help you make your American dream come true.
Check out the MLS at www.homesincedarcity.com for the attractive homes for sale including short sales, foreclosures, HUD homes, and homes priced-like foreclosures. It's a bargain driven real estate sea of opportunity in Cedar City.
Call Janet's team at 800-934-3742 to get the real estate results you dream of while market conditions line up to benefit buyers. Janet's team will work hard to make your real estate transaction fun, easy and rewarding. Please call today for your free tour of homes.
Posted at 06:30PM Jan 26, 2012 by Janet Naisbitt-Bagley in Real Estate | Comments[0]
Dare To Dream The Impossible Dream! Apparently, Nothing is Impossible!
Steve Florio of Mortgage Family emailed an article "Field of possibilities" that caught my attention. Let me quote, "Whatever it is you desire to have, to be, or to experience, already exists within the realm of possibility. The more fully you express that desire, the more completely it appears in your life." The above statement requires some thought beyond just reading. I do firmly believe that if you think positively, live courageously, and believe in yourself, dreams do come true. I also believe that it is of the utmost importance to make sure that our positive thoughts are good for us and mankind.
The author, Ralph Marston, goes on to say in his last paragraph, "Whatever you can imagine has already been created in the vast and endless field of possibilities. Think it, speak it, act on it, live it, and let it unfold for all the world to celebrate and enjoy." That is a beautiful statement!
Even in my career of real estate, I notice that some are positive and move forward to make their real estate dreams a reality. I believe they will always be glad they did! The American dream is turning into an affordable reality for many in this real estate market of beautiful homes for sale with little or no down payment, low interest, low prices and low monthly payments.
Check the MLS for attractive homes for sale at www.homesincedarcity.com including foreclosures, short sales and homes priced like foreclosures. Then call Janet Naisbitt-Bagley team at 435-865-1019 or email naisbitt@infowest.com. We'll work hard to help you make your real estate dreams come true.
Posted at 03:33PM Jan 24, 2012 by Janet Naisbitt-Bagley in Real Estate | Comments[0]
Lender Says Working Hard To Avoid Foreclosing to Keep Owners In Homes!
I attended a special Chase meeting in Salt Lake City today. One of the things that impresses me is their commitment to keeping owners in their homes and avoid foreclosing. They have many programs available to help homeowners keep their homes including adding to the end monies that can't be paid now. If your loan is with Chase and you have a hardship, I recommend that you contact them and find what options are available to you. You may be surprised and pleased.
Please call Janet Naisbitt-Bagley team at ERA Realty Center at 435-865-1019 for help with all your real estate needs. You can also email naisbitt@infowest.com. We'll work hard to help you get the real estate results you want and deserve.
Check out www. homesincedarcity.com for free reports and to see the homes for sale including short sales, foreclosures and other bargains.
Posted at 05:53PM Jan 12, 2012 by Janet Naisbitt-Bagley in Real Estate | Comments[0]
Don't Miss Out on Your Bargain-Priced HUD Home for Sale!
How do you get a HUD home and what are they? Janet Naisbitt-Bagley is your HUD resource! Please call Janet at ERA Realty Center for details. There are many beautiful homes available waiting for you! Call Janet's team at 435-865-1019 or email naisbitt@infowest.com.
We'll walk you through the process step by step until you are the happy owner of an attractive HUD home!
Posted at 11:39PM Jan 11, 2012 by Janet Naisbitt-Bagley in Real Estate | Comments[0]
"Where to Retire?" Would you believe Cedar City, Utah, is the place?
After spending a great Christmas holiday season with family, I glanced over some of the headlines in the newspapers that I hadn't had time to read. Saturday's Daily News headline, "Where to Retire," caught my attention. Under the headine were the words, "National publication names Cedar City as a top retirement town." This news came from the "Where to Retire" magazine's January/February issue.
This is not the first time Cedar City has been named as a top retirement town. The article states, "Mary Lue Abbot, the editor of Where to Retire, said Cedar City's location between Salt Lake City and Las Vegas as well as its cultural qualities are important to retirees."
Mary Lue said that "Cedar City lures retirees with dramatic landscapes of red rock canyons and juniper-studded foothills." She goes on to say, "The town is an ideal spot for active retirees and outdoor lovers."
Having moved here myself approximately 28 years ago, I have to agree that this is the place. Why not live where there is so much to do and so many things to see? Why not live where many people come to play?
There's something for everyone in the Cedar City, UT, area from hunting and fishing to top-of-the-line cultural events, Tony Award winning plays, and the world-famous Shakespear Festival. You can be up in the mountains roasting a hot dog just minutes from downtown Cedar City. Snow Skiing, water-skiing and swimming are all nearby attractions.
Take a drive or flight and see the spectaculor beauty for yourself. Bring your fishing pole, explore the national parks, and take in a play! Take part in the Summer Games or just gaze at the splendor of the brilliant setting sun. This well-kept secret is waiting for you to discover and enjoy again and again.
As a REALTOR, I have had many clients tell me they love the friendly community atmosphere where people smile, help out, bake a treat and say, "hi!."
Please call Janet Naisbitt-Bagley's team at ERA Realty Center and learn how easy it will be to move where the action, beauty, fun and dreams all come true in Cedar City, UT.
Please call Janet's team today at 435-865-1019 or email naisbitt@infowest.com for your free list of homes for sale including foreclosed homes, short sales and homes priced like foreclosures.
Check out the MLS at www.homesincedarcity.com and call Janet's team for your free tour of homes for sale. They'll work hard to help you make your real estate dreams come true. Experience the difference with the real estate team that is experienced, trained and cares about you. They'll work hard to make your transaction fun and easy.
Posted at 02:33PM Jan 05, 2012 by Janet Naisbitt-Bagley in Real Estate | Comments[0]
May We All Experience The Best New Year of All!
HAPPY NEW YEAR! YOU ARE THE BEST, AND WE WISH THE HAPPIEST NEW YEAR FOR ALL OF US!
FROM JANET NAISBITT-BAGLEY AND TEAM
Posted at 01:06PM Jan 01, 2012 by Janet Naisbitt-Bagley in General | Comments[0]
Hope You're Enjoying a Beautiful Holiday Season!
I hope you had a beautiful, spiritual and joyous Christmas. I hope your holiday season is filled with love, peace and joy. May you have the happiest New Year ever with lots of good goals to reach!
Posted at 06:45PM Dec 29, 2011 by Janet Naisbitt-Bagley in General | Comments[0]
Home Sales Continue Through Holiday Season!
My real estate team and I chose the Garden House for our sales meeting this week. It was warm and cozy and all decorated for Christmas. I remember when I first started selling real estate, that home was for sale many years ago. Now it's a beautiful restaurant with delicious food.
As my assistants and I discussed our clients and sales in progress, I mentioned that it should be slow the week after Christmas. They disagreed and commented that homes are selling and that it is still very busy in spite of the holiday season and cold weather. They did not see any signs of a slow-down at all. Offers are coming in and transactions are closing. We're moving into the new year with strong home sales.
Homes in the lower price ranges are selling quickly and sometimes get multiple offers and sell above the listing price. Why are so many buyers buying homes now? I believe the median sales price in Iron County is a huge part of the reason. It is less than $100,000.
A few years back, you couldn't even find a house for sale under $100,000. Buyers who couldn't qualify to buy then, are qualifying now because of the affordable sales prices. Buyers love the attractive bargains, low interest rates, and affordable monthly payments. The best part is being able to qualify for reasonable loans with nothing down or low-down payments. Buyers can now afford to buy a home for themselves rather than for their landlord.
Join the home-shopping fun. Check out the many beautiful homes for sale including short sales, foreclosures, new construction and other bargain priced homes at www.homesincedarcity.com
Call Janet's team at ERA Realty Center for your free tour of homes at 435-865-1019 or email naisbitt@infowest.com. You can also call toll free at 800-934-3742 or text Janet's mobile at 435-559-7772.
Janet and her team of licensed professionals will work hard to help you make your real estate dreams come true. Call Janet's team and experience the difference with the real estate team that cares about you.
Posted at 07:47PM Dec 23, 2011 by Janet Naisbitt-Bagley in Real Estate | Comments[0]
Utah's Economy is Good As Compared to Nation According to News!
As I ran out of my home to meet some clients at ERA for an appointment, I noticed a headline in our newspaper that Utah is listed as #7 state in the nation as far as health. I haven't read the article yet, but I'm excited. I read another article recently that talks about Utah's positive outlook for economic stability, also. I'm happy to live in Utah and especially in Southern Utah.
I believe 2012 will be an incredibly great year for our real estate market in the Cedar City and St. George areas. There are so many favorable factors to attract home-owners and investors including low prices, low interest rates, attractive inventory and reasonable loan programs with nothing and low downpayments all working together to provide low monthly payments to buyers.
Call Janet's team today at 435-865-1019 or email naisbitt@infowest.com for information on homes for sale including HUD homes, foreclosures, short sales, and other homes with bargain price tags.
Search the MLS at www.homesincedarcity.com and get other homes and information. Then call Janet's professional team at 435-865-1019 for your free tour of homes. They'll work hard to help you make your real estate dreams come true.
Posted at 07:01PM Dec 12, 2011 by Janet Naisbitt-Bagley in Real Estate | Comments[0]
Happy Shoppers Include New Homes for the Holidays!
Bargain-priced attractive homes are available in our area. The low-price ranges are selling quickly and often with multiple offers. Check out the charming great deals at www.homesincedarcity.com including foreclosures, short sales, new construction and other homes priced-like foreclosures. Then call Janet Naisbitt-Bagley's team at ERA Realty Center at 435-865-1019 or email naisbitt@infowest.com for your free tour of homes. Janet can help with every home which will save you hours of time.
Join the home-shopping fun! While interest rates and prices are low enough that your monthly payment would be affordable, I believe now would be a great time to buy a rental property or own your own home.
What investment does someone else pay their money for you every month? Rental homes! Experts predict a demand for rental housing ahead. Why buy a home for your landlord? Building your own fortune!
Whether for rental homes or your own home, call Janet Naisbitt-Bagley 865-1019 for your free tour of charming HUD homes, foreclosures, short sales and bargain priced homes from under $50,000 up to millions.
Whether buying or selling, call Janet's team 865-1019 and experience the difference with top service, with top training, top experience and top results with the team that cares about you. Call Janet's team, 865-1019 and have a fantastic home shopping day. Please call today and have a fantastic home-shopping.
Posted at 05:23PM Dec 07, 2011 by Janet Naisbitt-Bagley in Real Estate | Comments[0]
